What is OSAP

The Ontario Student Assistance Program (OSAP) is a financial aid program that can help you pay for college or university.
OSAP offers funding through:

When you apply for OSAP, we automatically consider you for both grants and a loan. If you don’t want to take a loan, and you’re a full-time or part-time student, you can decline it after your application is approved.

What OSAP can help with

OSAP can help you pay for:

Who can get OSAP

OSAP is open to Ontario residents of any age who are:

Who is not eligible

You may not be eligible for OSAP if you:

Students receiving social assistance

Before you begin your studies, you need to:

Search for OSAP approved schools

You can use OSAP to go to a private or public college or university anywhere in the world, as long as it’s been approved.


If you’re in a micro-credential program, you can only receive OSAP for OSAP approved micro-credentials offered at a postsecondary institution in Ontario.

How much you can get

The amount of money you can get depends on your:

If you use money from your Registered Education Savings Plan (RESP), it won’t affect how much OSAP you can get.
Additional funding may be available if you are:

If you receive social assistance, speak with your caseworker.


This is not a Government of Ontario website the only purpose of this website is to provide information and support to individuals seeking education and career development in Ontario.